NEWS & ARTICLES FROM Broadway Insurance Agency

Identifying and Avoiding Phone Scams

Every year, people report fraud, identity theft and bad business practices to the Federal Trade Commission (FTC) and law enforcement partners. According to FTC data, nearly 3 million people reported fraud in the past year, and 1 in 4 said they also lost money. The median loss in scams that start with a call is $1,200, higher than any other contact method.

As such, the chances are likely that you have or will be on the receiving end of a phone scam.…

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Insurance For Newlyweds – Things To Think About

Here are some things to think about when it comes to carrying insurance as a couple. Use the topics in this article as a way to start a discussion about your insurance needs. We can then help you narrow down your options.

Auto Insurance

If you and your spouse have separate auto insurance policies, it may be wise to combine them. Get quotes from each of your carriers, and shop around to see if any others offer multivehicle discounts.

Keep in mind that it may not always make sense to bundle your car insurance policies.…

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Throwing A Party At Home? Have Fun. Be Smart.

Hosting a party at your home can be a fun way to connect with your friends and family. However, it’s important to ensure that your guests will be safe and secure while you’re hosting them.

Here are some considerations for protecting guests and your home during a party:

  • Slips and falls are the most common dangers in residential properties. To protect your guests, clear your driveway and make sure that rugs or cords don’t create tripping hazards.
  • If you serve alcohol during a party, you can be held liable for a guest who becomes intoxicated and then drives home.
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Vacation Home Rental Insurance

INSURANCE FOR SHORT TERM HOME RENTALS

BROADWAY INSURANCE “THE SPECIALTY INSURANCE COMPANY”

Whether your renting a room, or your entire home, for just a night or on a weekly or weekend basis from time to time, it’s your residence and your personal property. The decision to rent can expose you to financial loss that no standard homeowners policy will cover. We have outstanding coverages and policy options for this type of hard-to-find insurance:
  • Short-Term Rentals

  • AirBNB Rentals

  • VRBO Rentals

  • Home Rentals

  • Condo Rentals

  • Log Cabins

  • Vacation Rentals

  • Smokey Mountain Cabins

WE CAN PROVIDE COVERAGE FOR THE HOME YOU RENT OUT ON WEEKENDS FOR:

  • FOOTBALL GAMES
  • POPULAR SHORT TERMS LIKE LEAF VIEWING
  • SMOKY MOUNTAIN FESTIVALS
  • AND HOLIDAY RENTAL TIMES
Broadway Insurance has an A Rated company with all types of coverages for your short term rental needs.
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Basics of Extended Homeowners Replacement Coverage

When purchasing coverage for their home, too many policyholders often make the mistake of simply insuring it for the resale value. However, should a flood, storm or other event occur, they may find that the cost to rebuild far exceeds the original purchase price. This discrepancy can occur for a variety of reasons, including inflated construction costs following catastrophic events that impact multiple homes in a particular area.

To truly protect themselves, extended replacement coverage is essential. This form of coverage provides a benefit over and above the policy limits for replacing a damaged house.…

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Commercial Insurance

COMMERCIAL INSURANCE

Don‘t wait till it’s too late. Let Broadway Insurance Agency shop your business insurance for you!
WE MAKE INSURANCE EASY
SHOP ONLINE NOW OR QUOTE BY PHONE
AT (865) 689-6228

Insurance That's Friendly, Fast & Easy

Briefly working together, we’ll get you the protection you request at a great price
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Licensed in the following State: Tennessee
Running a business in/throughout StateLong with today’s economy is a challenge, but can also be very rewarding. Although keeping up with day-to-day operations takes up most of your time, you also must take all necessary precautions to safeguard your business from loss.
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Uninsured and Underinsured Motorists

Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and provide compensation to others in the event that you are responsible for an accident. However, if another driver causes an accident and doesn’t have enough insurance coverage to compensate you, your own auto or umbrella policies may not be enough.

If another driver doesn’t have enough insurance coverage to pay for your medical bills, you could face extremely high costs or lengthy court battles.…

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